There are many different ways
to settle with creditors. Let's begin with our most effective solution
for people with many creditors who simply cannot afford to make the
required payments.
Consumer Proposal
- can be filed by us within 24 hours (within 1 hour if extremely
urgent)
- immediately stops collection action*
- immediately stops legal action*
- immediately stops wage garnishments*
- may reduce the total amount you owe to creditors, including
income taxes
- can allow for 1 monthly payment to all creditors
- stops interest from accruing*
- generally speaking, arrangements to continue paying secured
debt can be made quite easily. For example, it is very common
for debtors to continue making mortgage payments and keep their
house.
The Next Step
Complete
our online application form and submit it via email. Next, we
will discuss this information with you so a Consumer Proposal that
fits your budget can be designed. And finally, we will meet with
you to sign the Consumer Proposal. This will enable us to contact
your creditors and inform them they are no longer able to call you
directly and to contact our office to discuss the Consumer Proposal.
Instead of completing our online application form, you may want to take advantage of our Free Assessment offer. Click here to fill out this quick snapshot of your financial situation and a representative will email you some free advice based on your financial situation.
(* Note - there are some debts that a proposal will
not stop legal or collection action against. For example, child
support and alimony. Call for details.)
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